Founder Beanoir™ Posted April 26, 2016 Founder Share Posted April 26, 2016 We're looking to change my other half's car (and ageing Focus) and treat her to a new car! Now I'm a bit of a novice when it comes to new cars as I've never (apart from company cars) ordered a new car. We both quite like the VW Golf GTi or R, fits the daily driver box for us, relatively economical and fun factor for her. I won't be driving it much. Im going to finance this car, again a bit of a novice here and what I can't decide is whether to get the car on a PCP type arrangement with a balloon payment from VW or go to a lease company and get the car on a straight lease. They both seem to me to be the same kind of thing assuming you are not keeping the car after 2/3 years. Is there anything in particular I should be considering (aside from mileage restrictions etc) as the straight lease idea appears quite a bit cheaper... Link to comment Share on other sites More sharing options...
DJMC Posted April 26, 2016 Share Posted April 26, 2016 How about a personal loan rather than the above? Link to comment Share on other sites More sharing options...
Founder Beanoir™ Posted April 26, 2016 Author Founder Share Posted April 26, 2016 (edited) A personal loan is a possibility but the monthly cost of a £20k+ loan is more expensive than I'd like to fork out every month twice as much as a lease structure. It's not a car I'm fussed about keeping at the end of the 2/3 years - kind of just jumping on the band wagon I guess... Edited April 26, 2016 by Beanoir Link to comment Share on other sites More sharing options...
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